近日,2016陆家嘴金融论坛在上海隆重拉开帷幕,金融业的各界精英不约而同的将讨论的重点核心放在了互联网金融的规范发展上,站在风口浪尖上的P2P行业更是被多次提及。
然而,在如此严峻的形式下,P2P行业的成交量依旧令人瞩目。据统计,整个5月P2P平台成交量达979亿元,同比增加147.57%;贷款余额4155.88亿元,较4月份环比增长7.15%,同比增长251.62%。诸如PPmoney、前海红筹等专业性强、收益率高的正规P2P平台更是受到众多投资者的追捧。
PPmoney
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PPmoney原名为万惠投融,成立于2012年,是一个极具个性色彩的P2P平台,近年来在年轻人中很受欢迎。PPmoney这个名字来源于“人民财富为人民”之意,从定期的票据宝、质押宝、赎楼宝,到智能投标工具懒人宝,它平台之上的投资理财产品可谓是琳琅满目。PPmoney的投资项目周期短则半个月,长则一年,年化收益率约在6%-15%,投资门槛最低为100元起。
PPmoney被德国莱茵TUV集团与中国中小企业信用管理中心联合评为A+级信用评级,平台上的所有产品均需经过甄选优质机构、联合尽职调查、国有监管机构审核、谨慎制定方案、贷后跟踪提醒五大风险控制流程,方可通过。但是,PPmoney平台上的投资资金并没有采取第三方托管的形式,难以消除有资金池的可能。
责任编辑:小中